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Cleaning Service Insurance in Washington State

Get cleaning business insurance in Washington. General liability for residential and commercial cleaning services. Protect against property damage and injury claims.

Coverage Starting At$39.99/month
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Insurance Coverage for Cleaning Services

Most cleaning services in Washington need the following types of coverage to protect their business:

General Liability

Protects against third-party claims for bodily injury, property damage, and advertising injury.

From $19.99/mo

Workers Comp

Covers employee injuries and illnesses that occur on the job.

Commercial Auto

Covers vehicles used for business purposes.

From $99.99/mo

Washington State Requirements

Here's what cleaning services need to know about insurance requirements in Washington State:

Washington cleaning businesses need a business license
General liability insurance typically required by commercial clients
Bonding may be required for residential cleaning
Workers compensation required for employees

Not sure what coverage you need? Our team can help you understand Washington's requirements for your specific situation.

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How Much Does Cleaning Service Insurance Cost?

$39.99 - $149.99per monthAverage cost for cleaning services in Washington

Factors That Affect Your Rate

  • Residential vs commercial cleaning
  • Annual revenue
  • Number of employees
  • Claims history
  • Services offered (carpet cleaning, etc.)

Frequently Asked Questions

What insurance does a cleaning business need in Washington?

Washington cleaning businesses typically need general liability insurance, and workers compensation if you have employees. Commercial clients often require $1M coverage and bonding.

How much is cleaning business insurance in Washington?

Cleaning business insurance in Washington typically costs $39.99 to $149.99 per month for general liability. Costs depend on revenue, employees, and whether you do residential or commercial.

Do I need bonding for a cleaning business?

Many residential clients prefer bonded cleaners. A surety bond protects clients if you or an employee steals from them. Commercial clients may also require bonding.

What does cleaning business insurance cover?

Cleaning business insurance covers property damage (broken items, stained carpets), bodily injury, and completed operations. It protects against lawsuits from clients.

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Ready to Protect Your Cleaning Service Business?

Get a free quote in minutes. Our Washington State insurance experts are here to help you find the right coverage at the best price.