Get restaurant insurance in Washington. General liability, property, and liquor liability for restaurants, cafes, and food service businesses. Same-day quotes available.
Most restaurants in Washington need the following types of coverage to protect their business:
Protects against third-party claims for bodily injury, property damage, and advertising injury.
From $19.99/moCovers employee injuries and illnesses that occur on the job.
Here's what restaurants need to know about insurance requirements in Washington State:
Not sure what coverage you need? Our team can help you understand Washington's requirements for your specific situation.
Get Expert GuidanceWashington restaurants typically need general liability, property insurance, liquor liability (if serving alcohol), and workers compensation. Most landlords require $1M/$2M liability limits.
Restaurant insurance in Washington typically costs $99.99 to $399.99 per month. Costs depend on your annual sales, whether you serve alcohol, property value, and number of employees.
Yes, if your restaurant serves alcohol, you need liquor liability insurance. This covers claims arising from intoxicated patrons, such as drunk driving accidents or injuries.
Restaurant liability insurance covers slip-and-fall injuries, foodborne illness claims, property damage, and advertising injury. It protects against lawsuits from customers and third parties.
General liability typically covers foodborne illness claims from customers. For spoilage from equipment breakdown, you may need additional coverage like equipment breakdown insurance.
Get a free quote in minutes. Our Washington State insurance experts are here to help you find the right coverage at the best price.
