Get electrician insurance in Washington. General liability and professional coverage for electrical contractors. Protect against property damage and injury claims.
Most electricians in Washington need the following types of coverage to protect their business:
Protects against third-party claims for bodily injury, property damage, and advertising injury.
From $19.99/moCovers claims of negligence, errors, or omissions in professional services.
From $29.99/moCovers employee injuries and illnesses that occur on the job.
Covers vehicles used for business purposes.
From $99.99/moHere's what electricians need to know about insurance requirements in Washington State:
Not sure what coverage you need? Our team can help you understand Washington's requirements for your specific situation.
Get Expert GuidanceWashington electricians typically need general liability insurance ($1M/$2M minimum), workers compensation for employees, and commercial auto for work vehicles. Some clients also require professional liability (E&O) coverage.
Electrician insurance in Washington typically costs $89.99 to $349.99 per month. Costs depend on your annual revenue, number of employees, type of work, and claims history.
Electrical work carries higher liability risks due to the potential for fire, electrocution, and property damage. Insurance companies price based on risk, and electrical claims can be costly.
Yes, even side jobs carry liability risk. If you cause damage or injury, you could be personally liable without insurance. Many homeowners and businesses require proof of insurance before hiring.
Electrician liability insurance covers third-party bodily injury, property damage, and completed operations claims. If a fire starts from your wiring work, insurance covers the damages.
Get a free quote in minutes. Our Washington State insurance experts are here to help you find the right coverage at the best price.
