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Food Truck Insurance in Washington State

Get food truck insurance in Washington. General liability, commercial auto, and property coverage for mobile food vendors. Quotes from $79.99/month.

Coverage Starting At$79.99/month
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Insurance Coverage for Food Trucks

Most food trucks in Washington need the following types of coverage to protect their business:

General Liability

Protects against third-party claims for bodily injury, property damage, and advertising injury.

From $19.99/mo

Commercial Auto

Covers vehicles used for business purposes.

From $99.99/mo

Workers Comp

Covers employee injuries and illnesses that occur on the job.

Washington State Requirements

Here's what food trucks need to know about insurance requirements in Washington State:

Washington food trucks need a mobile food unit permit
Business license required in each city you operate
Commercial auto insurance for the vehicle
General liability typically required by event venues
Health department inspection and permits

Not sure what coverage you need? Our team can help you understand Washington's requirements for your specific situation.

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How Much Does Food Truck Insurance Cost?

$79.99 - $249.99per monthAverage cost for food trucks in Washington

Factors That Affect Your Rate

  • Vehicle value
  • Annual revenue
  • Equipment value
  • Operating locations
  • Claims history

Frequently Asked Questions

What insurance does a food truck need in Washington?

Washington food trucks need commercial auto insurance, general liability, and often property coverage for equipment. Event venues typically require $1M liability coverage.

How much is food truck insurance in Washington?

Food truck insurance in Washington typically costs $79.99 to $249.99 per month. This includes commercial auto and general liability. Costs depend on vehicle value and revenue.

Do I need commercial auto insurance for my food truck?

Yes, personal auto insurance does not cover vehicles used for business. You need commercial auto insurance that covers the food truck and any liability from driving.

What does food truck liability insurance cover?

Food truck liability covers customer injuries, foodborne illness claims, property damage, and completed operations. It protects you if a customer gets sick or injured.

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Ready to Protect Your Food Truck Business?

Get a free quote in minutes. Our Washington State insurance experts are here to help you find the right coverage at the best price.