425-209-1206
HomeInsurancePhotographer
Events & Entertainment

Photographer Insurance in Washington State

Get photographer insurance in Washington. General liability, equipment coverage, and E&O for wedding, event, and portrait photographers.

Coverage Starting At$39.99/month
Get Your Free Quote Same-day coverage available

Insurance Coverage for Photographers

Most photographers in Washington need the following types of coverage to protect their business:

General Liability

Protects against third-party claims for bodily injury, property damage, and advertising injury.

From $19.99/mo

Professional Liability

Covers claims of negligence, errors, or omissions in professional services.

From $29.99/mo

Washington State Requirements

Here's what photographers need to know about insurance requirements in Washington State:

Washington photographers need a business license
Venues often require $1M liability coverage
Equipment coverage recommended for gear
E&O covers missed or unusable photos

Not sure what coverage you need? Our team can help you understand Washington's requirements for your specific situation.

Get Expert Guidance

How Much Does Photographer Insurance Cost?

$39.99 - $149.99per monthAverage cost for photographers in Washington

Factors That Affect Your Rate

  • Type of photography (weddings cost more)
  • Equipment value
  • Annual revenue
  • Number of events/shoots

Frequently Asked Questions

What insurance do photographers need in Washington?

Washington photographers typically need general liability (required by most venues), professional liability (E&O), and equipment coverage. Wedding photographers especially need E&O.

How much is photographer insurance in Washington?

Photographer insurance in Washington typically costs $39.99 to $149.99 per month. Wedding photographers pay more due to higher liability risk.

Does photographer insurance cover equipment?

Equipment coverage is usually a separate policy or endorsement. General liability covers damage you cause to others, not your own equipment.

What if I miss shots at a wedding?

Professional liability (E&O) insurance covers claims from missed photos, corrupted files, or unusable images. This is essential coverage for event photographers.

Related Industries

Ready to Protect Your Photographer Business?

Get a free quote in minutes. Our Washington State insurance experts are here to help you find the right coverage at the best price.